Dear Community,
As we step into 2025, we find ourselves at a moment of transformation — 2024 has been all about changes for our company and the entire cryptocurrency market. Cryptocurrencies are increasingly entering the mainstream, reshaping the global financial landscape, and we are proud to be at the forefront of this change.
We have emerged as leaders in providing crypto-fiat infrastructure for banks, fintech startups, and enterprises all over the world. As the market continues to evolve, we are ready to lead the way into this new era, empowering businesses and securing crypto’s place at the heart of the financial future.
For the past 7 years, our mission has been to bridge the gap between traditional finance and the emerging world of crypto. With over $50 million invested, we have built a resilient and dynamic ecosystem that thrives in all market conditions. Through strategic partnerships with industry giants like Visa, Mastercard, leading exchanges, and our relentless focus on compliance innovation, we have crafted solutions that are secure, scalable, and ready for global adoption.
Meanwhile, in 2024, we achieved a major milestone by seamlessly integrating our products — Choise.ai (formerly Crypterium), Vault, Vbanq, and Charism — into a unified ecosystem. This is not just a technological achievement, it’s the realization of our vision. With a renewed focus on enterprise and B2B solutions, we are equipping businesses worldwide with the tools to navigate the rapidly evolving world of crypto and fintech.
Our Mission: Bridging Crypto and Traditional Finance
Our ecosystem’s mission has become even clearer this year. We aim to make cryptocurrency as easy to use as traditional finance, regardless of the service being used. Achieving this requires creating the infrastructure that will drive mass adoption of cryptocurrencies across all services.
Regulatory Wins: Opening New Doors
This year, we didn’t just navigate the regulatory landscape — we excelled in it. By securing VASP licenses in the Czech Republic, MSB/Fintrac in Canada, and FinCEN in the United States, we’ve unlocked access to some of the world’s most important markets. And this is just the beginning. With additional licenses in progress, we are committed to building a future where our services are secure, compliant, and accessible worldwide.
A New Era for the CHO Token
In 2024, with refreshed tokenomics and expanded utilities, the CHO token has evolved from being part of a single service to becoming the central token of our entire ecosystem, integrated across numerous partners. It is now burned with every transaction, creating continuous demand as it circulates. CHO stakers earn rewards from the ecosystem’s products and companies.
Also, we’ve made CHO more accessible by listing it on major exchanges such as KuCoin, HTX, and BingX and launching a staking program. Adoption has been strong, with 15 million tokens staked.
However, the biggest move this year was the historic merge of CHO with CRPT, uniting Crypterium’s legacy with Choise.ai’s future. This step has simplified market operations and strengthened CHO’s role in our ecosystem. We are preparing an updated white paper to outline the new benefits for CHO holders.
Vault: A Record-Breaking Year
Vault has experienced extraordinary growth in 2024. We onboarded 57 new B2B clients, driving transactional volumes to record highs. With the launch of crypto-friendly Visa cards and EURO IBAN accounts, we are making it easier than ever for businesses to bridge the gap between crypto and traditional finance. Our new customizable backend system is already empowering businesses to tailor financial products and services, giving them a competitive edge in the fintech landscape.
Plus, over the past year, we actively participated in 30+ conferences, staying deeply engaged with the global fintech and blockchain communities. The most notable events were the Dubai Fintech Summit, Crypto Expo Dubai 2024, Bitcoin 2024 in Nashville, Chain Reaction in Baku, and Bitcoin MENA in Abu Dhabi.
Innovating with New Projects
This year, we launched Vbanq, a crypto-friendly business banking platform. In just three months, Vbanq onboarded over 100 clients and processed $35 million in transaction volume. This is just the beginning of our revolution in crypto-friendly banking.
We’ve also laid the foundation for future success with innovative projects like Entropy, PerpeX, Tringler, and MemeBank. From AI-driven smart contract automation to groundbreaking security wallets, decentralized perpetual markets, and real-world use cases for memecoins, these projects reflect our commitment to leading the industry forward.
2024 marks a pivotal shift as we begin developing our own blockchain, Entropy. With no-code features and open access, Entropy integrates artificial intelligence with smart contracts to automate their creation and execution, providing solutions tailored for B2B and enterprise needs. The Entropy blockchain will serve as a platform for monetizing and managing AI models and agents, becoming the "App Store" for AI solutions. We are excited about Entropy’s potential, and it will play a key role in the evolution of AI and crypto solutions, manifesting our vision.
PerpeX is transforming decentralized perpetual markets with a seamless platform supporting crypto, forex, metals, and stocks with up to 1000x leverage. Also, we are launching a highly secure crypto wallet based on Tringler technology, which utilizes Hybrid SMPC (Secure Multi-Party Computation) to enhance security while offering decentralized storage and centralized transaction benefits.
As for MemeBank, it brings real-world utility to memecoins like PEPE, Bonk, Doge, and Shiba, offering custom banking systems with token burns, staking, and seamless transactions. It provides personalized Visa or Apple Pay cards for global spending, featuring community-selected perks, rewards, and limits. Every transaction increases value for both memecoin holders and CHO token holders.
Stronger Together: Partnerships and People
In 2024, we formed partnerships with some of the biggest names in the industry, including Fireblocks and Worldpay. These alliances strengthen our ecosystem and solidify our position as a global leader in crypto-fintech innovation.
We also welcomed Ryan Horn, a former Binance executive, to our leadership team. His expertise has already proven transformative, and we are building a team ready to tackle the challenges of 2025 and beyond.
Being highlighted: Media Coverage
Beyond the product innovations, our media presence is also good. We've been featured in over 200 top-tier financial and crypto publications. With Cointelegraph and Finance Magnates speaking about our progress, we feel inspired to cook more things to share with you!
2025: The Year of Choise.ai
As we approach 2025, we are preparing for major advancements. Despite concerns about a potential crypto winter, we believe 2025 will be the year of Choise.ai We are planning numerous announcements, events, and new services, including the launch of MemeBank, which will further drive the adoption of our solutions. With leaders like Ryan Horn joining our team, we are poised to expand our impact and lead the charge toward a more integrated financial future.
Looking Ahead
As we enter 2025, our vision is clearer than ever. We’re not just building products, we’re building a movement that makes crypto accessible, reliable, and integral to the way businesses and individuals manage their finances. Our roadmap is filled with exciting plans, including scaling our ecosystem globally and introducing new features that will further expand CHO’s utility. Stay tuned for our detailed plans for 2025, which we’ll be releasing in early February.
A Final Note of Gratitude
None of this would be possible without you. Your support, feedback, and belief in our mission drive us every day. Together, we’ve turned challenges into opportunities and built something truly remarkable. Here’s to another year of breaking barriers, reaching new heights, and shaping the future of finance!
With gratitude and optimism,
Choise.ai
